In the 90's when, my parents still got the LA Times, columnist Sandy Banks wrote an article about her own personal experience with racial discrimination in the housing market. More than once she and her husband were told over the phone a house was available for rent only to have the owner pretend not to be home or say the house was no longer available when they showed up to look. Banks is African-American. Coincidence? I think not. Apparently not much has changed except now bigots can hide behind the excuse that it was your credit score that kept you from buying/renting the house you wanted house not the color of your skin.