10. ALL HAIL WALL STREET. Since the creation of the money pit called the San Joaquin Hills toll road in the late '90s, the biggest winner in Orange County's toll-road game has been Wall Street investment houses, who've nabbed hundreds of millions in fees for selling and reselling us massive debt. The big loser? Local taxpayers, who sat by quietly while elected officials allowed the TCA to gain "non-compete" clauses that prohibited public road improvements on Interstates 405 and 5, all in the hopes of driving miserable drivers to use toll roads. The creation of a new toll road would have brought similar insanity.